Course Description

In this course, students will work 1:1 with their instructors to learn skills such as budgeting, negotiating, and building credit that will support their journey to their desired future.

As students explore these topics, they’ll also be immersed in a simulation where they build their own future and then are given a “Wild Card” situation each week. These Wild Cards will force students to make financial decisions such as purchasing a car, negotiating a raise, saving for a trip, and more.

Learning Goal

After completing this course, students will have an understanding of how to build credit, manage their spending, make smart purchasing decisions, and plan for and invest in their futures.

Real life application

Financial stability plays a key factor in helping students have better choices to bring their future dreams to fruition. Building a foundation in personal finance as early as possible allows young students the time needed to thoroughly learn the principles of financial literacy and understand the power and impact of their choices.

Who's this course for

Ages 9-18

Prerequisites

None!

Instructors update their students’ progress towards proficiency in the Learning Targets throughout the course. Each module is designed to address specific learning targets and students have multiple opportunities through the activities and the projects to demonstrate mastery. At the closure of each module, the instructor will update the Learning Targets page accordingly.


  • I understand what wealth is.

    I can explain what personal finance is and how it can help me build wealth.

    I understand the various financial factors that contribute to my future.

    I understand why personal financial goals are important.

    I understand what the ostrich effect is and how it relates to personal financial goals.


  • I understand the difference between income and expenses.

    I understand that in order to grow my wealth, I have to manage my income streams.

    I understand that income can come from multiple sources: a single day job, investing, and entrepreneurship.

    I understand the difference between passive and active income.

    I understand how to monetize my skills and hobbies.


  • I can explain what a budget is and how it impacts my financial status.

    I can delineate necessities vs. desires in purchasing decisions.

    I can create a reasonable budget for my needs and wants.

    I can identify potential sources of expenses in my future.

    I understand what social proof is and how it relates to spending.

    I understand how the 50/20/30 budget can be used to budget my finances.


  • I understand what it means to have debt.

    I can identify the various ways I might accumulate debt .

    I understand the details of the credit system and why it’s important to build a good credit score.

    I can identify different methods of payment for large purchases.


  • I can make informed purchasing decisions.

    I can research products to guarantee I am getting the best quality for the lowest price.

    I understand my borrowing options for large purchases.

    I understand what the hyperbolic discounting is and how it relates to consumer skills.


  • I understand how to securely store money.

    I understand the difference between a checking and a savings account.

    I understand why compound interest is a valuable aspect of saving.


  • I understand why it is important to set aside money for the future/emergencies.

    I can determine a reasonable retirement plan based off personal financial goals.

    I can identify different forms of retirement investments.

    I can identify different approaches to retirement, such as the FIRE movement.

Try the full Juni experience for free

Get 2 weeks of membership free to see if our program is right for your child. If you’re not satisfied, cancel your membership at no cost.